At Apple’s Worldwide Developers Conference earlier this month, the spotlight may have been on Siri’s major AI upgrade, but the company’s broader AI vision is actually unfolding through a collection of smaller, more practical features woven into its software. Instead of pushing users toward a new, AI-powered Siri as the sole gateway to artificial intelligence, Apple is embedding intelligence directly into the apps and services people already rely on, focusing on solving everyday problems. This means your iPhone will soon be able to split restaurant bills among friends, automatically update compromised passwords after data breaches, handle routine tasks, and organize information with less manual effort. Individually, these features might not be as dramatic as a Siri that finally grasps your personal context and acts on your behalf. But together, they paint a picture of AI that’s less about chatting with a bot and more about making Apple’s software itself feel smarter and more capable. Beyond Siri’s AI, here are the smaller AI features in iOS 27 we’re most excited to use. These features are already live in the developer beta and will arrive in the public beta soon, ahead of iOS 27’s general release later this fall.

**Bill splitting** When iOS 27 rolls out later this fall, customers will be able to split restaurant bills using Apple Cash, powered by Apple Intelligence. Simply take a photo of the receipt (or upload one), and you’ll see a new option to split the bill with others. Apple Intelligence extracts key details from the bill, such as items ordered, quantities, tip, and total. You can select the items you ordered and then share a request for others to do the same via group chat. Others can pick their items and quantities—even selecting a half (1/2) if they share with someone. To pay, you double-click just as you would for any other Apple Cash transaction.

The bill-splitting feature feels seamless because it only appears when needed and works with existing apps like Messages and Apple Cash. It’s also smart enough to include everyone’s share of tax and tip along with item prices.

**Password update** Thanks to password managers like Apple’s Passwords app or third-party options like 1Password, Dashlane, or Bitwarden, you’ve likely created complex passwords that aren’t easily guessed. Unfortunately, that’s no longer enough to keep your accounts secure. As numerous data breaches have shown over the years, your passwords can still end up in the hands of bad actors through no fault of your own.

Apple’s new password-updating feature now uses AI to take action on users’ behalf by identifying weak and compromised passwords—like those found in a data breach. Instead of forcing you to manually update each one, the feature securely navigates websites, signs in, and upgrades your passwords to new, more secure versions.

**Messages’ one-tap suggestions** If you thought the feature that automatically displays SMS passcodes above the keyboard for website sign-ins was one of Apple’s best innovations, you’ll love the new one-tap suggestions in iOS 27.

Using Apple Intelligence, the Messages app will offer one-tap suggestions based on conversation topics. For example, if a friend texts asking you to bring something when you meet up, a suggestion might ask if you’d like to add that request to your reminders. If someone asks you to share photos from an event, Apple Intelligence can suggest the right images using its understanding of keywords, locations, and people in your Photos Library. Or, if you’re planning a dinner date or work meeting, Messages can prompt you to add the event to your Calendar. The feature appears as a useful tool in your chat, not as an obviously AI-powered addition.

**Call context** Another under-the-radar option in iOS 27 will make phone calls with customer service departments less stressful by surfacing necessary information you might need to provide to the representative. For instance, if you’re calling about an airline reservation, the Call Context feature will display your confirmation code directly on the call screen.

To work, the feature uses Apple Intelligence to pull information from your email in Mail, running entirely on the device for privacy. It’s a tool that works in the background—no need to speak to an AI assistant to extract the details; the necessary information just appears.

**Adding Calendar events** Replicating a feature that third-party apps like Fantastical have had for years, Apple will now let you add or change Calendar events just by describing them in natural language. Under the hood, Apple Intelligence extracts contacts and locations and creates a title for the event on your behalf. This makes it easier to add items to your Apple Calendar without having to think about which field needs information entered.

**Vibe coding Shortcuts** One of the iPhone’s most powerful apps, Shortcuts, has been out of reach for many users due to its technical complexity. The app lets you script tasks and workflows and create automations that simplify your life. But using Shortcuts could be frustrating for non-power users, who often have to seek out online tutorials or galleries to find the tools they need.

In iOS 27, you can simply describe what you want your iPhone to do. Apple suggests you could configure your alarm every night based on your calendar events for the next day, or have your favorite productivity apps open in a certain way every time you connect your Magic Keyboard to an iPad. But you don’t have to get that technical—Shortcuts can also handle everyday tasks like automatically texting your partner your ETA when you leave work, or turning on porch lights when your DoorDash order arrives.

**Less Home app spam** Smart home users know their apps can often bombard them with a flood of unimportant notifications that are really part of one event. For example, if your partner comes home, raises the smart garage door, checks the mail, and enters the house, you could get one notification per action—which quickly feels like spam. With Apple Intelligence in iOS 27, the Home app can understand how multiple actions are connected, sending a single notification about the overall activity: that someone arrived home and closed the garage door.

The AI can also help you find specific clips, such as a package delivery or other event, via search. And the Home app will feature noteworthy clips for review at the top of the screen.

**Organized tabs in Safari** Another less obvious AI feature is the tab organizer in Safari. Using Apple Intelligence, Safari can now understand what you’re browsing across websites and organize your tabs into relevant topics. For instance, if you have multiple tabs open related to a trip you’re planning, Safari could group them all into a travel tab group. These appear at the top of the browser, above the webpage, for easy access when you’re ready to return to your web research.

Apple notes that the AI handling this respects users’ privacy, as it doesn’t expose your browsing data to anyone—even Apple.